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Cambria Mortgage, established in 1991, is one of Minnesota's top non-bank mortgage lenders.
Not a bank, more than a broker. As the actual lender, we don't have to play any middleman games, or charge you more to help pay for blimps, or the thousands of commercials they run all day long. This allows us to offer some of the lowest interest rates and closing costs in the market. Combine this with fully licensed and experienced Loan Officers, and you have a winning combination.
We are proud of our awards and look forward to assisting you in the largest financial transaction of your life.
Joe Metzler, Loan Officer
2016 - Top 300 Loan Officer in the Nation (Origination News)
2015 - Top 100 Loan Officer in the Nation (Origination News)
2014 - Minnesota Loan Officer of the Year (MMA)
2011 - 40 Most Influential Mortgage Professionals to Watch (NMPM)
2010 - Top 150 Loan Officer in the Nation based on Dollar Volume (Origination News)
2012 - Best Mortgage Company in the Twin Cities based on Customer Satisfaction.
2007 - 2014 - Top 25 Mortgage Company in MN
Multiple Reader Choice Awards
Other Loan Officer of the Year Winners
Getting a Mortgage Loan should not seem complicated to the home buyer if done right. The success of your purchase is 10% the company you choose, and 90% the Loan Officer you choose. When selecting a Loan Officer, it is more important than simply calling the bank where your checking account is at, or walking across the hall to your Real Estate Agents higher priced same company lender.
You need a trusted partner. Someone licensed and experienced. Someone who will answer all your question, evaluate your situation, and make the best decision for you and your family.
We strive to:
Local Service - Nationwide
We are part of Lenders One, a national alliance of Mortgage Bankers. As a lenders One partner, we are rated part of the 3rd largest lender in the country, with over 400,000 loans originated, and $40 Billion dollars in closed volume.
As a Direct Mortgage Lender. We will take your application, process the loan, underwrite the loan, approve the loan, and write the check. If needed, we can also act as a mortgage broker. This adds the ability to not only offer all the traditional standard loans, but to offer a complete selection of home loan products to suit just about everyone.
FHA Approved Lender
We are an Approved Lending Institution for FHA, VA, and USDA Government Loans. While we are an approved lender, we are not part of HUD, FHA, the Veterans Administration or the United States Department of Agriculture. We are not acting on behalf of, or under the direction of HUD/FHA, VA, USDA, or the Federal Government in any way. FHA and VA do not lend directly to the public, only through approved lending institutions like Cambria Mortgage.
Experience the Mortgages Unlimited difference
Apply right on your Smartphone, or click to call (651) 552-3681
Cambria Mortgage - St Paul, MN. Office
33 Wentworth Ave E, Suite 290
St Paul, MN 55118
Office (651) 552-3681
Fax (651) 994-6425
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Cambria Mortgage. Nationwide Mortgage Licensing System and Registry (NMLS)# 322798 Saint Paul Branch - NMLS # 387944. Joe Metzler, Licensed Mortgage Loan Originator NMLS # 274132. Lending in MN, WI, and SD only. Offices in St Paul, Eagan, Maple Grove, Bloomington, Elk River, Rochester.
Equal Housing Lender (C) 1998-2018 - Joe Metzler for Cambria Mortgage