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This is the largest financial transaction of your life. You shouldn't entrust it to just anyone.
We know there is a Loan Officer on every corner, plus every one of your friends, relatives, and co-workers are giving you a referral - not to mention your Real Estate Agent pushing you to use 'there guy.'
We know many people simply call the bank where they have their checking account, or the big internet lenders with constant advertisements.
The truth is all lenders basically offer the same standard loan products, with the same underwriting guidelines, similar closing costs, and near identical interest rates. That is just how the mortgage world is.
"All Loan Officers have great rates, competitive closing costs, and multiple programs. It's everything else you need to worry about." - Joe Metzler
Where the gigantic difference is lays simply in experience or your individual loan officer, his processor, and the back office of underwriters.
With over 40-years combined lending experience, Joe and Eric Metzler have the required experience, and have seen just about every situation possible. This knowledge and experience translates into not only getting you a home loan, but getting one structured to best meet your financial needs. This experience also shows in getting your loan safely from application to closing - on time, every time.
Our company started in 1991, is multi-award winning, and consistently ranks as one of the top non-bank mortgage lenders in Minnesota.
Let us show you why partnering with us for the largest financial transaction in your life is a great choice!
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33 Wentworth Ave E, West St Paul, MN 55118
(651) 552-3681
Loans@Mortgage-Duluth.com
Cambria Mortgage NMLS# 322798. Equal Housing Lender. We lend in the following states: Minnesota, Wisconsin, Iowa, Colorado, Florida, North Dakota, and South Dakota. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2023, Joe Metzler, NMLS 274132