Duluth, Superior, and Northern Minnesota and Wisconsin FHA, VA,
USDA, and Conventional Home Mortgage Loans
don't have to work with some Out-Of-State Lender
to get the Best Mortgage Rates and lowest closing costs on a Minnesota or
Wisconsin Home Loan. We are
your Local Minnesota Based Discount Direct Mortgage Lender.
Mortgage Lender - Not a Broker and Not a Bank
and Credit Unions charge more because they can! They know you
have your checking account there, so you stop in at "your bank" for
a mortgage too. Most people just assume the bank is OK, then
never shop awesome places like us.
are not mortgage lenders. Their middleman
fees raise the cost of your refinance, as a Direct Lender you pay no
have the authority to underwrite and close your loan, and we do it
in as little as 15 days right here in Minnesota and Wisconsin
big banks are so backed up with refinances, many raised their rates
to slow down volume.
a big bank you are just a number, and will most likely work with an
unlicensed application clerk at an out of state call center.
No Games, BBB A+ Rated, and Licensed Loan Officers
Most mortgage loan officers are actually unlicensed
application clerks. NOT HERE! All our Loan Officers are licensed,
not simply registered. This means accurate assessments, no
stress, and no surprises at closing.
MN Based Lender
Not some out-state internet lender, or giant bank. We
lend and help home buyers and home owners in Minnesota and Wisconsin
only. We would love to meet you in person, although you are welcome
to complete the entire process over the phone, or internet. it's
completely up to you.
5 Year Refinance Promise
When you obtain your loan from The Joe Metzler Team
at Mortgages Unlimited, if you should decide to refinance it, for
whatever reason, over the next 5 years, we pledge to do so with
absolutely NO COST on behalf of Mortgages Unlimited (3rd party fees
and escrows may still apply). There's no fine print, other than you
must hold the initial loan for at least 180 days. It's as simple as
that, and only valid with The Joe Metzler Team only.
Check today's Duluth, MN / Superior, WI area
Mortgage Interest Rates and Closing Costs,
including No Lender fee Options
Duluth area FIRST TIME
HOME BUYER ProgramsFirst
Time Home Loans can be stressful if you do not have the right
company behind you. Sit back, relax, and let our friendly loan
specialists walk you through the entire loan process so you can
enjoy this unforgettable experience!
VA loans for
active or Military Veterans
Rural Development - Zero Down in Duluth / Superior
These are some of the most popular first time home buyer loans.
No down payment for homes in rural areas!
Low Down Payment FHA Loans = Just 3.5% down
These loans are designed for little or NO down payment.
HARP 2 - Home Affordable Refinance Program
Special refinance program for homes that have lost value
APPLY ONLINE Now
FHA Streamline Refinance Program
in Northern MN / WI
No appraisal required. No out of pocket costs.
or Call to speak with a Duluth MN
Thanks for helping us get this done. You did my original home loan.
You called saying you were monitoring my loan, and that mortgage
interest rates were lower.
Angie - Duluth, MN
Joe and Eric made the entire process
very easy, from filling out the mortgage paperwork to closing. Things were
handled in a very timely manner and from loan application to closing
was only about 2 weeks."
Mike M. - Brainerd, MN
"We can't say enough about how well we were treated. This has been
a very stressful time for us and your loan officer did everything
possible to help us. We truly appreciate the way we were treated."
John S. -
"...they claim to "Beat the Banks", and boy was that true.
It may not seem like a lot, but I save $32 per month for the next
30-years over what the bank offered, and that adds up"
Kristi S. - Moorhead, MN
"Our Mortgage Loan Officer, Joe Metzler, was extremely helpful
and knowledgeable about home mortgage loans. I was a
home buyer, and had never done this type of loan before, he
explained everything step by step. I appreciated all of his help with my
many phone calls I had to make to her with my questions! Joe's a
great asset to your company."
Nicole W, St Cloud, MN
Home NEEDS Insurance
minutes to save on your home and car insurance
Fill out one application
to compare 20+ top rated home
Insurance Network Agency