• Mortgages Unlimited, Rated A Best Mortgage Company by Customer Satisfaction

  • Duluth area First time home buyer programs and down payment assistance is available

  • Want to refinance your Duluth area home? We can assist in lowering your monthly payments

  • We offer ZERO Down Payment VA Loans in Duluth, Superior, and all of MN and WI!

  • Whatever your Minnesota, or Wisconsin  Mortgage need - Apply Online Today...


Looking for a mortgage in Duluth MN, or Superior WI area?


You've come to the right place...

From Duluth MN and Superior WI, to Madison, Milwaukee, St Paul, Minneapolis and beyond...


When you need a home mortgage loan in the upper Midwest, your search for a home loan should start and end right here with MN Based Mortgages Unlimited.


You don't need to work with some out-state internet mortgage company.  Mortgages Unlimited is committed to providing you with the best and lowest interest rates in Minnesota, and Wisconsin! We have an extensive network from which you can expect to receive the most competitive quotes, from the best and most knowledgeable financing professionals.


No Games, BBB A+ Rated, and fully licensed Loan officers


Most Mortgage Loan Officers are simply registered application clerks. Not here. All our Loan officers are fully licensed. This means accurate information, quality pre-approvals, no stress application , and no surprises at closing


Actual Lender - Not a Bank, better than a Broker


Banks and credit unions charge more because they can! They know you have your checking account there, so you stop in at "your bank" for a mortgage too.  Most people just assume the bank is OK, then never shop awesome places like us.


Mortgage brokers are not mortgage lenders. Their middleman fees raise the cost of your refinance, as a Direct Lender you pay no Broker Fees.

To a big bank, you are just a number, and will most likely work with an unlicensed application clerk at an out of state call center.  Yikes!


You might be saying, why us? Here is a great reason... we have been voted Best Mortgage Company in the Twin Cities based on Customer Satisfaction.


Duluth MN area lowest mortgage interest rates


See a MN or WI mortgage interest rate and closing cost quote 24/7. No SSN required.


There are many mortgage loan programs


Sure, we offer most basic mortgage loans, but we also offer the awesome VA Home Loan for our military personal. The HARP 2.0 Refinance programs for homeowners who've lost value and may be underwater, and even the Zero Down Payment USDA Rural Development loan.


As you can see, we offer a broad range of mortgage loans for both a home purchase or refinance with super competitive rates and first-rate service.


Need First Time Home Buyer Down Payment Assistance?


We got that covered too. We've partnered with the Minnesota Housing Finance Agency to offer offer the MHFA Start Up and Step Up down payment assistance programs for first time home buyers in the Duluth MN and Northern MN area.


Get up to $10,000 in assistance to buy your first home if you qualify, or maybe a 3% down payment HomeReady Conventional Mortgage for first time home buyers?


Call us for more details, or simply apply online and we'll call you with the details. 

Latest Mortgage News

Conventional Loan 3% down payment is back!

Duluth Minnesota First Time home buyers looking for a low down payment loan have some great news...

Freddie Mac and Fannie Mae have just re-introduced their 3% down payment conventional loan program!  Those seeking a low down payment, and not wanting to use an FHA Loan will be very pleased with this new option

As with all mortgage loans, there are plenty of guidelines to know and follow. SO contact your Mortgages Unlimited Loan Officer for full details. 

Better yet, simply fill out and online loan application 24/7, and a Loan Officer will get back to you with what loans you qualify for. There is no obligation, so apply today!


New Home Loans


We provide Duluth MN area standard, FHA, VA, and USDA loans. To get started click here




We can help you lock in a low long term fixed refinance rate or refinance and get cash out. Click here to get started